function hideFormText() {
     var _inputs = document.getElementsByTagName('input');
     var _txt = document.getElementsByTagName('textarea');
     var _value = [];
     
     if (_inputs) {
          for(var i=0; i<_inputs.length; i++) {
               if (_inputs[i].type == 'text' || _inputs[i].type == 'password') {
                    
                    _inputs[i].index = i;
                    _value[i] = _inputs[i].value;
                    
                    _inputs[i].onfocus = function(){
                         if (this.value == _value[this.index])
                              this.value = '';
                    }
                    _inputs[i].onblur = function(){
                         if (this.value == '')
                              this.value = _value[this.index];
                    }
               }
          }
     }
     if (_txt) {
          for(var i=0; i<_txt.length; i++) {
               _txt[i].index = i;
               _value['txt'+i] = _txt[i].value;
               
               _txt[i].onfocus = function(){
                    if (this.value == _value['txt'+this.index])
                         this.value = '';
               }
               _txt[i].onblur = function(){
                    if (this.value == '')
                         this.value = _value['txt'+this.index];
               }
          }
     }
}
if (window.addEventListener)
     window.addEventListener("load", hideFormText, false);
else if (window.attachEvent)
     window.attachEvent("onload", hideFormText);